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By Ryan Arsendatama

Student credit card applications are available in the web and you can receive instant approval online or through an email. When you apply for a student credit card, you receive an instant response stating whether you have been approved, declined or that more information is required. To get your application approved, you need to have a good to excellent credit history. Certain circumstances may lead to a delayed response for your application.

Student Credit Card Applications

A student credit card usually works the same way as any credit card that has been issued. A student credit card may have some restriction vis-à-vis non-student credit cards. When applying for an instant approval student credit card online, the student credit card applications would first require that:

- You should be at least 18 years old.- You should have a valid Social Security number.- You should be a college or a graduate student.

The personal and other information you need to furnish are:

- Your name in full, date of birth, and citizenship or permanent residency. - Your home address, email, and telephone number.- Home address and contact details of a relative.- The address to which the card to be dispatched, and your billing address.- Details of your college – name, city, and state.- Enrolment details, such as full time or part time, and current class year.- Information about your bank account and the type of accounts you have.

Best Student Credit Cards

For students like you, the best student credit cards are those that come with high credit lines and very low interest rates! Unfortunately for you, this is not the case. Student credit cards offer you the benefits of having credit, and at the same time teach you the value and responsibilities that go along with those freedoms.

Whether you are applying for an instant response student credit card or a normal student credit card, you start with credit lines ranging from $500 to $1,000, and interest rates ranging from 10% to 19.8%. These rates range between those charged from adults with good credit and those who have mishandled their credit.

Do compare various options when selecting student credit cards. Choose one that offers 0% introductory APR, no annual fee, an interest free grace period and a 0% liability if someone else uses your card without your knowledge. Even better if you can get extra features, such as, cash back bonus, competitive interest rates and no annual fee.

Article Source: www.ArticlesBase.com

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